BMW X4 xDrive30i vs Toyota 4Runner Limited — Cost of OwnershipCompare any two cars on the true 5–10 year cost of ownership: purchase price, fuel or electricity, insurance, maintenance, registration, depreciation and resale value. EV vs gas, lease vs buy, with every assumption editable.BMW X4 xDrive30i: $94,369 net over 10 years ($4,783/yr running). Toyota 4Runner Limited: $83,986 net over 10 years ($4,794/yr running). Estimates for Cedar Park, TX; every assumption is editable.