Ford F-150 Lightning XLT — Cost of OwnershipCompare any two cars on the true 5–10 year cost of ownership: purchase price, fuel or electricity, insurance, maintenance, registration, depreciation and resale value. EV vs gas, lease vs buy, with every assumption editable.Ford F-150 Lightning XLT: $98,260 net cost of ownership over 10 years ($4,114/yr running). Estimates for Cedar Park, TX; every assumption is editable.